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Hedging Strategies of Life Insurance Companies Explained

Insurance companies are some of the very best in the world at hedging. Hedging strategies of life insurance companies are complex, but there are some high level terms and process that are fairly easy to understand. Here are the two primary lessons this video will teach you: Learn why returns are different between static and  Click to Continue


Income Annuity Illustrations Are Showing High Demand in 2014

Cannex USA, which is a leader in compiling annuity data and annuity illustrations tools to the financial services industry, announced that income annuity illustrations have doubled over the past year. During the first quarter of 2014, the annuity database at Cannex received 240,000 illustrations, compared with 118,000 one year ago in 2013 (in regards to  Click to Continue


Savings Rate of Millennials Explained

The savings rate of Millennials (those born between 1980 and 2000) is showing a lack of interest in putting their savings into defined contribution plans like 401(k)s, IRAs, and other defined contribution plans that are at their disposal. One of the main reasons is that saving for retirement doesn’t seem to resonate with this generation…  Click to Continue


Seldom Talked About Benefit of Income Annuities for 80 Year Olds

Most annuity discussions seem to focus on lifetime income, and that seems to be fair given their unique ability to provide lifetime income for their owners that is backed by life insurance companies. However, there is another important benefit for income annuities (aka – SPIAs or Immediate Annuities) that is particularly helpful as time goes  Click to Continue