Pushing back retirement may initially seem like a forced financial decision to ensure one will have enough to comfortably live off of. However, many people are pushing back their retirement for a numbers of factors that are not financially driven. For many not yet near retirement, the thought of it brings golf courses and Click to Continue
We are always on the look out for great educational pieces to explain annuities and we are happy to share when we come across a great article or video. Here is a nice and simple way to explain what an indexed annuity is and how it can protect your retirement income.
With your house paid off and your kids no longer living under that same roof, you are limited in the deductions you can take from your income in retirement. It’s important to understand how your retirement income is taxed in the state you live in so you can make your retirement savings go farther. Click to Continue
Bill Gross and Mohammed El-Erian, co- managers of the World’s largest Mutual Fund at Pimco said the stock market is running out of gas and to buy 5 year Treasuries today, which are one of the major investment vehicles purchased by life carriers that sell indexed and income annuities that feature income riders. Both Click to Continue
They say there is a coffee shop on Wall Street serving a Stock Market Breakfast-scrambled nest eggs. With millions of aging baby boomers continuing to work past normal retirement age, many clients are wondering if there is anything they can do to reduce income taxes on social security benefits. Annuities are one way to access Click to Continue
A Financial Adviser calls his client and says that he has bad news and worst news. Which would the client like to hear first? “The bad news,” the client says. “All your money will be gone in 24 hours”. “What’s the worst news?” To which the advisor says “I should have made this call yesterday”. Click to Continue
The more things change the more they remain the same or so it seems. One glaring fact is that for as far as I remember, Mutual Fund Investors, Indexed Annuity Savers and other investors have abysmally underperformed the market or their benchmark regardless of whether the market is up or down. For the last 10 Click to Continue
Despite the recent success in the stock market, Americans are less secure about their retirement more than ever before. The age at which one can retire is getting pushed back every year. Is the retirement dream that our grandparents and parents have becoming rare?
Are you looking for a place where you can gather annuity research from unbiased sources? If you are thinking about adding an annuity to your retirement portfolio, be sure to educate yourself on how annuities work and the differences between the different types. Retirement Think Tank and Annuity123 are two sources where you can Click to Continue
Any follower of this blog or the indexed annuity world knows that interest rates, specifically, the 10 year note, are extremely important for caps and rates within the products. Unfortunately, we haven’t seen strong interest rates in quite some time. The biggest positive of this low interest rate environment is that the insurance carriers have found very Click to Continue