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Archive | April 5, 2013

New American Equity Enhanced Death Benefit Rider

  American Equity recently came out with their first death benefit rider.  Here are the highlights:   4.5% IAV rate for up to 20 years 0.70% fee deducted annually from the contract value Includes lifetime income benefit option 5 year payout of death benefit (or lump sum of average between income and account value) Two  Click to Continue

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What is a “Hybrid” Annuity?

There’s been a recent trend in the annuity industry of marketing “Hybrid” annuities.  From Advisor to Carrier, this term has been thrown around quite a bit.  Primarily it is a marketing term created by people in the industry to try to sell the features of all kinds of annuities.  It has caught the attention on  Click to Continue

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