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Archive | May 12, 2013

WSJ: Annuity Pros and Cons

Here’s a link to a Video on WSJ.com about Annuities: http://live.wsj.com/video/annuities-the-pros-and-cons/0F4C9BF2-7796-4559-88E3-310B714578BE.html#!0F4C9BF2-7796-4559-88E3-310B714578BE   This is a good report on some of the benefits and tradeoffs of Variable annuities with an assortment of riders, primarily income and death benefit riders.  Please take a minute to watch it.  However, we would challenge WSJ to include multiple types of  Click to Continue

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Congratulations Stan the Annuity Man!

At Retirement Think Tank, we read journalists, editorialists, bloggers, and many others who chime in on the virtues, pros and cons, sales practices, and industry updates about the annuity world.  Stan the Annuity Man has quickly become one of our favorites.  He offers accurate, thoughtful, unbiased opinions of the industry.  But more importantly, he leads  Click to Continue

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Annuities Becoming More Popular

Annuities are becoming more and more popular every year.  Sales numbers continue to increase.  The concepts are becoming more mainstream.  Even President Obama is recommending annuities.  In this article from the Boston Globe, Lynn Asinof writes of some of the reasons for the increased popularity and president endorsement.   Today, however, annuities are making a  Click to Continue

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Top Retirement Communities in Texas

When most people think of retirement planning, they immediately think about money and the planning that goes into saving for their golden years.  While money is no doubt important, retirement planning includes another extremely important decision and that is where you are going to live.   How can you get the most bang for your  Click to Continue

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Outliving Your Income

We have written many posts about the recent Journal of Financial Planning article about the failure of the 4% rule of retirement income.  Here is another good article spelling out the pitfalls of using this rule. In the article, Robert Powell states: According to Blanchett (study), the best (income strategy) incorporates mortality probability, where the  Click to Continue

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More Annuity Products Being Released from Lincoln and Primerica

Earlier this week, Lincoln Financial Distributors (LFD) and Primerica announced that they will be adding additional Lincoln annuity products into Primerica’s retirement portfolio.  According to Will Fuller, president of Lincoln Financial Group Distribution, “Primerica’s decision to expand their array of Lincoln products will better position their representatives to help a broader base of clients protect  Click to Continue

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