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What Are Annuities?

You’re a first time investor, female, sixty years old. Your financial planner mentions annuities. You’re thinking, “What are annuities”? The homework begins. An annuity is a contract between you and an insurance company that requires the insurer to make payments to you. A lump-sum payment or a series of payments. Payments either immediately or in  Click to Continue

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What Questions You Should Ask Before Purchasing a Fixed Indexed Annuity?

What should you do before sinking your hard earned money into one of the hottest investments around, fixed indexed annuities (FIAs)? First, get some background information on FIAs by doing some research. You should understand any financial product before plunking a portion of your retirement savings into it. Armed with that knowledge, here are six  Click to Continue

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What is an “ANNUITY HATER”?

So just what is an “Annuity Hater” you ask?  To give you the basic answer, an Annuity Hater is someone (usually a financial advisor) that hates annuities usually because they simply don’t understand them.  More importantly, they usually don’t take the time to understand the different types of annuities, the real pros and cons, and  Click to Continue

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Don’t replace your Annuity until you watch this video!

Annuities have been around for ages (literally), and every 5 years or so, some new annuity feature always seems to be released as carriers find new ways to create benefits and innovate.  With these changes brings on the opportunity to “upgrade your annuity” to have some of the latest in annuity enhancements.  But of course,  Click to Continue

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Do you know what all of these Annuity Acronyms Mean?

As annuities have evolved and gained popularity over the years, so have the annuity acronyms that are being used to describe different features, benefits, and riders on the annuities.  For some financial advisors who deal with annuities every day, these acronyms make life easier.  However, for the vast majority of consumers who aren’t familiar with  Click to Continue

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Are Annuities Rigged? The Answer Might Surprise You.

Here at Retirement Think Tank, we get some pretty interesting questions from consumers in regards to annuities.  Sometimes the questions are things that they heard from a friend, co-worker, or their financial advisor.  Other times it is something that they heard from a talking head like Suze Orman, Dave Ramsey, or Clark Howard.  (Read the  Click to Continue

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