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Best Guaranteed Annuity Rates November 2013

As interest rates slowly creep in a positive direction, albeit with a lot of volatility, we are seeing guaranteed annuities begin to have respectable rates.  Some carriers have any decided to temporarily beef up rates with promotions to gain momentum with their products.  The most popular surrender period for a MYGA, Multi-Year Guaranteed Annuity is  Click to Continue

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Rates and Caps are on the Rise

If you are classified as a senior or a baby boomer, then you most likely are familiar with the term annuity.  An annuity is an insurance product that is designed for your “safe money”, money which you can’t afford to lose.  There are four different types of annuities out there; traditional fixed annuities, fixed index  Click to Continue

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Safe Money Alternatives

When I talk about the term “safe money”, what I am referring to is simply money you can’t afford to lose.  Depending on your age, your safe money may be a larger or smaller portion of your portfolio.  If you are anything like my parents, the term safe money is talked about, and coming up  Click to Continue

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Great American Decides Not to Reduce Rates so Significantly

For Safe Return, all rate decreases are cancelled. For Safe Outlook, American Legend II and American Valor 10 indexed strategies, most caps are decreasing by 25 bps less than previously announced.     Currently, the annual cap on the Safe Return is 4.25% which is among the highest annual caps in the industry, especially on  Click to Continue

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Rollup Rate Change with Athene

Athene Annuity announced earlier this month that there will be a rollup rate change effective June 1, 2013.  To receive the current rate, complete application packages must be signed and dated 5/31/13 or earlier and received in good order in Athenes service center by June 7, 2013.  The rollup rate changes are as followed:    Click to Continue

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Sentinel Security Life Announces The Summit Bonus Index in North Carolina!!!

Sentinel’s newly created Summit Bonus Index Annuity has become available on NC shelves.  This highly competitive income annuity will provide your client’s the following features:     Summit Bonus Index Annuity 10 year Annuity Industry-Leading Income Rider Competitive Caps Maximum Premium Bonus – Up to 9% Issues Ages 0-80 7% Compounding Income Roll-Up for 20 Years  Click to Continue

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