Have you seen this new commercial where the Certified Financial Planner Board of Standards took a real life DJ with dreads, facial hair, tattoos, painted black fingernails, and countless pieces of jewelry and turned him into a “fake financial advisor” to see what would happen? Well you will be shocked when you see how easily Click to Continue
So just what is an “Annuity Hater” you ask? To give you the basic answer, an Annuity Hater is someone (usually a financial advisor) that hates annuities usually because they simply don’t understand them. More importantly, they usually don’t take the time to understand the different types of annuities, the real pros and cons, and Click to Continue
Over the last decade of specializing in annuities, we have seen these retirement products compared to all sorts of things. In particular, annuities seem to always be compared to investments such as stocks, mutual funds, real estate, REITs, and commodities. Do you know why annuities shouldn’t be compared to these type of investments? More importantly, Click to Continue
One of the biggest fears among baby boomers and retirees today is running out of money in retirement. In fact, there seems to be new reports and articles written about it every single day. However, one of the biggest issues is that hardly any of these articles or reports give any solutions to the problem, Click to Continue
Great video and free report below on the Top 10 questions that consumers that consumers need the answer to about annuities before ever buying one. Joe Simonds, the original founder of Retirement Think Tank, speaks to the importance of annuity education and how much more powerful the consumer can be when armed with the correct Click to Continue
This video below is an excellent educational piece on how current and future annuity policyholders are affected by increasing or decreasing interest rates, bond rates, and the Federal Reserve. Find out how fixed indexed annuity caps, participation rates, and current rates are affected by these changes in bond rates. This video will also teach you Click to Continue
Here at Retirement Think Tank, we are continually asked how the insurance carriers use options and derivatives to price these fixed indexed annuities. What we have also found is that the majority of consumers (and even many financial advisors) believe that the carriers just invest all of the premium into the indexes and keep any Click to Continue
With the all time low interest rates that we have been living with (although they have been going up quite a bit recently), we continually get questions from our readers about how caps work inside these index annuities. In particular, many are wondering why they would ever pick a low annual cap when they could Click to Continue
Here is a very well done “white board” video that thoroughly explains the different types of annuities, the pros and cons of annuities, and the different risks that are associated with each type of annuity. To watch it on YouTube, click “Types of Annuities“. Otherwise, watch it live below.
Hilarious 2 minute commercial by Retirement Think Tank and Retirement Income Network. Watch below!