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Where Should I Invest My Cash: Stocks or Housing?

Where should I invest my cash: stocks or housing? Determining whether to invest your cash in stocks or housing probably depends upon what your goals are. If your goal is to build wealth then putting all your money in a house may not be such a good investment. Nobel Prize-winning economist Robert Shiller said at a Standard and  Click to Continue

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The Truth about Qualified Longevity Annuity Contracts (QLACs)

Ever since the IRS and the Treasury Department made the monumental announcement that longevity annuities (aka deferred income annuities, aka your own “private pension plan”) can now be allowed in qualified retirement plans such as 401(k)s, 403(b)s, and IRAs, there has been a ton of chatter about these qualified longevity annuity contracts (aka QLACs). Sadly,  Click to Continue

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The Truth About Permanent Life Insurance

Over the years, the life insurance industry has grown significantly. With that growth has come the emergence of numerous types of life insurance policies. Some policies are used for pure insurance purposes – often on a temporary basis – while others are intended to be kept throughout an insured’s lifetime. There are two primary classes  Click to Continue

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What is a Special Needs Trust?

Fourteen years ago when my husband and I were updating our will, we created a Special Needs Trust for our physically impaired son, Daniel who has cerebral palsy. Daniel, our third son, is presently 29 years old and a joy to all who know him. We consulted an estate planning attorney who not only offered  Click to Continue

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Which are the Best Retirement Cities?

Deciding where to retire can be daunting to say the least. There are so many cities and so many factors to consider; lifestyle, weather, sales tax, property tax, cost of living, family. Last year, the American Association of Retired Person (AARP) released its list of the 10 best cities that would save retirees money over  Click to Continue

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Stock Market Survival Guide

Jim Cramer is an American television personality, a former hedge fund manager, best-selling author and host of CNBC’s Mad Money. He speaks of a stock market survival guide for investing 101. He explains some simple facts about the stock market. There will always be fraud. There will always be down markets. People keep trading stocks  Click to Continue

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