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The Truth About Permanent Life Insurance

Over the years, the life insurance industry has grown significantly. With that growth has come the emergence of numerous types of life insurance policies. Some policies are used for pure insurance purposes – often on a temporary basis – while others are intended to be kept throughout an insured’s lifetime. There are two primary classes  Click to Continue

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What is a Special Needs Trust?

Fourteen years ago when my husband and I were updating our will, we created a Special Needs Trust for our physically impaired son, Daniel who has cerebral palsy. Daniel, our third son, is presently 29 years old and a joy to all who know him. We consulted an estate planning attorney who not only offered  Click to Continue

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Which are the Best Retirement Cities?

Deciding where to retire can be daunting to say the least. There are so many cities and so many factors to consider; lifestyle, weather, sales tax, property tax, cost of living, family. Last year, the American Association of Retired Person (AARP) released its list of the 10 best cities that would save retirees money over  Click to Continue

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Stock Market Survival Guide

Jim Cramer is an American television personality, a former hedge fund manager, best-selling author and host of CNBC’s Mad Money. He speaks of a stock market survival guide for investing 101. He explains some simple facts about the stock market. There will always be fraud. There will always be down markets. People keep trading stocks  Click to Continue

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Why do Baby Boomers Love Fixed Annuities?

Annuity sales are at their highest level in three years and fixed annuities have hit sales numbers not seen in five years. What’s behind this trend? Baby boomers. These near retirees have been wise with their money and are increasingly aware of the need for lifetime income sources. Fixed annuities have healthy interest rates when  Click to Continue

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