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How to Find a Caregiver?

I’m a 60-something year old card carrying member of two generations. I belong to the Boomer Generation because of my birth year and the Sandwich Generation because I care for an aging parent while supporting my own child. I know that I’m not alone in this endeavor, because according to the Pew Research Center, 1  Click to Continue

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What happened to my Cadillac Long Term Care Policy?

The old days of the consumer friendly “Cadillac” long term care policies are unfortunately over.  But that doesn’t mean that there still aren’t really exciting long term care insurance opportunities for you out there.  Some of the newer life insurance policies have some very attractive long term care riders that are available.  For instance, if  Click to Continue

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The Two Inevitable Truths

Death and taxes: two inevitable truths. And according to a recent survey conducted by Bankers Life and Casualty Company Center, a good majority of pre-retirees have planned, or at least, have begun planning for their inevitable demise. Taking that financial step to ensure your heirs and loved ones are taken care of is an important  Click to Continue

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LTC and Nursing Home Benefits with Annuities

People are living longer these days.  That also means health care cost will not only last longer, but are also increasing each year.  The average stay in a nursing home these days is 3 years.  It absolutely makes all the sense in the world to purchase long-term care (LTC) insurance if you don’t already.  But  Click to Continue

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A Unique Solution for Wealth Transfer and Qualified Funds

I want to discuss today about an alternative for transfer of wealth for one’s qualified funds.  With the many annuity and life insurance carriers out there in the Industry, only a very limited handful of carriers provide this unique solution for this type of client.  The goal is simply to convert the qualified funds (Tax  Click to Continue

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