Health care costs are on the rise, which makes insurance more expensive. Insurance carriers, in order to keep up with the rising rates of health care costs, must raise their rates. The state of Connecticut is stepping in, and helping out their people. Earlier this week, two bills were proposed, House Bill 6321, and Senate Bill 808. These bills would require a long-term care insurer to disclose any possibility of rate increases. According to Genworth Financial, Connecticut nursing home prices are 81% higher than the nations median! The average stay in a nursing home is 3 years. The average price for a private nursing home room in Connecticut is $140,525! No wonder insurance carriers have had to increase rates. Good for the state of Connecticut stepping in, and making an attempt to help out their seniors.