Retirement Crisis in the United States

Whether Americans want to admit it or not, there is a retirement crisis taking place now, in the United States.   annuity educationAccording to an index compiled by Natixis Global Asset Management, the U.S. ranked 19th in overall retirement security worldwide.  With healthcare costs on the rise, and people living longer than previous generations, retirees are spending more money, longer for just healthcare.  In fact, they spend the most on health care per person according to this index.  Now tie in the uncertainty of our Social Security program plus the depletion of assets within the last 5 years due to market conditions, and you have a real problem for anyone who is remotely thinking about retiring soon. 


The good news is that insurance carriers are launching products that will help boomers with this crisis.  Providing safety, protection, and growth are just a few ways these carriers are helping boomers make it to and through retirement.  Having a guaranteed income stream that you can’t outlive has helped many boomers sleep at night. 


Getting the correct information is vital when talking about retirement.  Annuity123 is a great resource where consumers can go to learn about these types of products, and talk to an advisor in their area.

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