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Tag Archives: Annuities

Scott Burns Endorsement of Annuities

At Retirement Think Tank, we would like to commend columnist Scott Burns.  Scott has been an outspoken critic of annuities over the years.  He is often introducing good debate and discussion over the place of annuities in a client’s retirement and safe-money portfolio.  And while we don’t always agree with Scott opinion, he has never  Click to Continue

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Risk Free Retirement

In today’s market, the idea of a risk-free retirement may seem like a dream.  With the recent recession and the volatility of the market, how could anyone secure a safe and risk free retirement?   The answer may lie in annuities.  Income for life, long-term care benefits, nursing home benefits, preservation of principal, growth, can  Click to Continue

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Annuities: A Tale of Two Retirements

Read the incredible retirement story involving 2 different men who bought 2 different annuities that resulted in 2 completely different retirements.  On a balmy and starry evening, 5 years ago, two soon to retire men, Dan and Dave, sat three cabanas away from each other at a beachside resort in Costa Rica, celebrating their 20  Click to Continue

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Immediate Annuities Widen Appeal

According to ImmediateAnnuities.com, nearly $9 Billion in immediate annuities were purchased in 2012.  However, insurers think the demand is there for significantly more sales with a few additional features being added to their products.   For years the knock on immediate annuities was lack of flexibility once purchased and the negative gamble of the policy  Click to Continue

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What are Secondary Market Annuities?

Secondary Market Annuities have been gaining in popularity in recent years as interest rates continue to trend downward.  But What are SMA’s?  According to www.SecondaryMarketAnnuity.net:   Secondary Market Annuities are simply existing in-force Structured Settlement Annuities that people seek to sell for cash today. You may have heard radio and TV jingles for this business.  Click to Continue

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WSJ: Annuity Pros and Cons

Here’s a link to a Video on WSJ.com about Annuities: http://live.wsj.com/video/annuities-the-pros-and-cons/0F4C9BF2-7796-4559-88E3-310B714578BE.html#!0F4C9BF2-7796-4559-88E3-310B714578BE   This is a good report on some of the benefits and tradeoffs of Variable annuities with an assortment of riders, primarily income and death benefit riders.  Please take a minute to watch it.  However, we would challenge WSJ to include multiple types of  Click to Continue

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