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Tag Archives: Insurance

Think Before You Buy

Retirement planning leaves very little, if any, room for error.  Your income will be stagnant for basically the rest of your life (unless you go back to work), and making sure you are taking care of is paramount.  That being said, everyone wants the most amount of income they can get from their savings plans.   Click to Continue

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The Right Retirement Mix Includes Annuities

What is the perfect mix of retirement products that would ensure that your clients accumulate enough wealth to pass a legacy on to their heirs while maintaining a comfortable income stream as long as they live?  This is the million-dollar question that every financial advisor aims to answer.  According to Peng Zhou, Ph.D., an actuary  Click to Continue

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FAQ’s about Fixed Index Annuities

Many myths exist about fixed index annuities.  The retirement planning and financial services industry is a very competitive one where the overwhelming majority of advisors truly do recommend what they believe is best for their clients.  However, this competitive culture has led to a lot of bad information and inaccurate data, specifically with regards to  Click to Continue

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What are Secondary Market Annuities?

Annuities have surged in popularity with seniors and baby boomers recently.  As many companies are eliminating pensions for their employees, many people have turned to annuities as a “build your own pension” for personal savings.  Many annuities offer a unique combination of income for life plus protection from market risk.  Retirees are using this strategy  Click to Continue

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Scott Burns Endorsement of Annuities

At Retirement Think Tank, we would like to commend columnist Scott Burns.  Scott has been an outspoken critic of annuities over the years.  He is often introducing good debate and discussion over the place of annuities in a client’s retirement and safe-money portfolio.  And while we don’t always agree with Scott opinion, he has never  Click to Continue

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